Types of Auto Insurance

Auto insurance, also known as car insurance, is a type of insurance policy designed to protect individuals and businesses from financial losses related to owning, operating, or using motor vehicles. It typically covers damages or injuries resulting from accidents, theft, vandalism, and other incidents involving cars, trucks, motorcycles, and other vehicles.

Liability Coverage

This part of auto insurance helps pay for damages and injuries you cause to other people or their property in an accident for which you are at fault.

Collision Coverage

This covers the cost of repairing or replacing your own vehicle in case of an accident, regardless of fault.

Comprehensive Coverage

This covers damages to your vehicle that result from non-collision events, such as theft, vandalism, natural disasters, and more.

Personal Injury Protection (PIP) Or Medical Payments Coverage

These cover medical expenses for you and your passengers in the event of an accident.

Uninsured Coverage

This helps protect you if you're in an accident with a driver who doesn't have insurance or insufficient coverage.